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Terms & Conditions

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing and using 1099Tax.tech ("the Tool"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Tool.

2. Nature of Service

The Tool is a free, client-side tax estimation calculator designed for educational and planning purposes only. It provides approximate calculations based on the 2026 IRS federal tax code and flat-rate state tax approximations. The Tool is not a substitute for professional tax advice, tax preparation software, or consultation with a certified public accountant (CPA) or enrolled agent (EA).

3. Accuracy Disclaimer

While we strive to maintain accurate and up-to-date tax parameters, we make no warranties or representations regarding the accuracy, completeness, or reliability of the calculations produced by the Tool. Tax laws are complex and subject to change. Individual circumstances - including but not limited to multiple income sources, tax credits, itemized deductions, estimated payments already made, and state-specific rules - can significantly affect actual tax liability. You should not rely solely on this Tool for tax planning or filing decisions.

4. Limitation of Liability

In no event shall the creators, operators, or affiliates of this Tool be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Tool, including but not limited to any errors in tax calculations, missed payment deadlines, or IRS penalties. You use the Tool entirely at your own risk.

5. No Professional Relationship

Using this Tool does not create a client-professional, attorney-client, or CPA-client relationship between you and the operators of this website. We are not licensed tax professionals, and nothing on this site should be construed as tax advice.

6. Intellectual Property

All content, design, code, and branding associated with this website are the intellectual property of their respective owners. You may not reproduce, distribute, or create derivative works from this website without prior written permission.

7. Third-Party Links

This website may contain links to third-party websites (such as IRS.gov). We are not responsible for the content, privacy practices, or accuracy of information on any third-party sites.

8. Modifications

We reserve the right to modify these Terms and Conditions at any time without prior notice. Continued use of the Tool following any changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms and Conditions are governed by the laws of the United States. Any disputes arising from the use of this Tool shall be resolved in accordance with applicable US federal and state law.

10. Contact

For questions about these Terms and Conditions, visit our Contact page.